Are you liquid?
Liquidity determines whether a business retains its room to manoeuvre. Revenue and profit matter, but without sufficient liquidity even a sound business model soon comes under pressure.
What ultimately matters is whether cash resources and reserves are sufficient to preserve independence and the capacity to act, even in more difficult periods. This is where we work with management, owners and investors: to clarify the liquidity position, identify the critical drivers and put in place measures that hold up in practice.
Our work begins with a careful analysis of the business’s underlying structures. In many organisations, considerable liquidity potential already exists within operations, assets or decision processes, yet remains insufficiently visible or underused. We identify where liquidity is generated, where it is unnecessarily constrained and how the organisation’s structure can support stronger liquidity over time.
The be liquid® process
A structured process of diagnosis, prioritisation and implementation, with clear responsibilities and tangible outcomes.
1. Diagnosis
We analyse cash and earnings positions, identify bottlenecks and determine the most important working capital drivers.
2. Prioritisation and control
We prioritise the measures that matter most and translate them into a clear framework for action, including timing, responsibilities and key indicators.
3. Implementation and embedding
We implement the measures and embed the control mechanisms in routines, reporting and governance so that the effects endure.
Result
Depending on the initial situation, the liquidity tied up in operations and the maturity of existing control systems, both liquidity and planning reliability can often be improved. In many cases, substantial improvements can be achieved without destabilising core operations.
These improvements can be achieved across a wide range of organisational contexts, including companies, holdings, family offices, foundations and trust structures.
be liquid® - greater room to manoeuvre through disciplined liquidity management
Where revenue and the balance sheet appear sound but cash is under pressure, liquidity becomes the central constraint. We make the underlying cash drivers visible, analyse cash flows, working capital and existing financing, and work systematically to shorten the cash conversion cycle. The aim is to free up liquidity without compromising operational reliability or supply security.
The be liquid® approach establishes a disciplined weekly cash process: clear reporting, careful prioritisation and prudent scenario planning. We prepare papers and business cases in a form that banks and other capital providers can assess with confidence, and we support clients in important discussions, restructurings and other demanding circumstances.
Liquidity and financial resilience
Strong financial results count for little if liquidity is under pressure. Whether in companies or other organisational contexts, the capacity to act depends not only on what appears in the accounts, but on whether cash resources are available where and when they are needed. We therefore look ahead and align processes, structures and financing so that financial substance translates into real stability and room to manoeuvre over time.
Cash diagnosis and transparency
The process begins with a clear view of the liquidity position: cash flows, working capital, capital tied up in stock and receivables, existing financing and covenants. We show where liquidity can be released in the short term and where the cash structure can be improved over time.
Working capital and cash conversion cycle
Together with your team, we improve the cash conversion cycle, from procurement and stockholding to service delivery, invoicing and receipt of payment. The aim is to reduce tied-up capital without compromising supply security or performance.
Financing structure and bank discussions
We support the reorganisation of credit lines and financing components and assist in discussions with banks and other financiers. We prepare documents and business cases so that capital providers can assess the business model, risk profile and cash position with clarity.
Restructuring and be liquid®
In more strained situations, when liquidity tightens or lenders become concerned, the be liquid® approach helps to clarify priorities, develop scenarios and implement measures. The aim is a stable path back to control, not a sequence of short-term emergency reactions.
Getting started is straightforward:
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